Good afternoon everyone my name is Karla about from the California incentives improvement project and I would like to welcome you to today's webinar entitled show me the money. Work incentives programs and online resources for you students and college graduates with disabilities brought you by the California health incentives improvement project in the San Diego State University and work Institute. First I'd like to take care of a little bit of business before I introduce our presenters. If you are having any type of technical trouble please click on tech link below the moderators in the lower right-hand area to start a one-on-one conversation with tech support. And as you'll see there is also this information has been included a slide that I've got up right now. That is webinar basics. Now if you would like to use captioning you can also open the captioning window by clicking the close captioning icon, the CC logo that's in the right-hand corner. The captioning window can also be resized so you can view it side-by-side with the presentation PowerPoint. Also certified rehabilitation counselors see our secrets will be available for this webinar. To receive CRC credits you will need to complete a survey and a short quiz. We will follow up with an e-mail with information on how to receive the credits. The e-mail will include links to the CRC quiz and survey and the archive of the webinar so you can listen to it again. Now, although webinar archives are available on the talent knows no limits website which is www.talent knows no limits.info. So the archive of the webinar will be on the website and that will also include the PowerPoint and billing to the CRC credit quiz. And the transcript from today as well. So today I am pleased to introduce our presenters, myself, Mason O'Neil and Rachel Stewart. Mason O'Neill is a program analyst at the world Institute on disability. In addition to training, he works on research, public policy and development of the disability benefits one-to-one website and information services. Before coming here he was the benefits planner and coordinator of the Independent living resource Center in San Francisco. In this position he helped individuals return to work and understand the impact of employment on Social Security benefits, Medicare and Medi-Cal. Mason has a Masters in social work from Boston University and a BSE in management from the Wharton school of business. He has personal experience living and working with a physical disability. Rachel Stewart is a program manager for the California health incentives improvement project working on projects related to helping youth with disabilities, successfully transition to post secondary education, employment and independent living. A wheelchair user since the age of five, Rachel has personal experience utilizing a variety of public benefits ended understanding the interaction of these benefits with employment. Rachel received her BA in psychology and a minor in disabilities that is from UC Berkeley is in the process of completing her master's in rehab counseling from San Diego State University. A little bit about me. I'm also a program manager for the California health incentives improvement project, chipped. And I work on projects related to benefits planning initiatives. I develop and provide educational materials, training and technical assistance about federal and state work incentives and benefits. I'm also the site mentor for the San Diego ambassadors program which you are going to hear a little bit about today and I draw my experience from being a certified community work incentives coordinator and disability program navigator prior to joining chip. I received mine master's in education from SDSU. So I just want to let everyone know that today we will be taking questions at the very end of today's presentation. So please jot down any questions you have as we go through the presentation. At the end we will open up the webinar chat window for questions once the presentation has been completed and at that time he will be able to answer questions and to the chat window on the right side of the screen and click enter. So let's go ahead and get started today. Today first important to be going over some work incentives and Mason is going to follow doing an overview of disability benefits one-to-one website. And then you're going to hear from Rachel Stewart on the new transition toolkits and manual here and for myself and Rachel about some great programs here in California for youth, college students and graduates. Now, users are always better off because of employment. And we've got some sobering statistics. An average of 12,000 college students who are as a side and SS DI beneficiaries graduate every year. But only 50% actually make a work connection after they graduate. Now one out of every two graduates will not make a work connection within five years. The average lifetime Social Security benefit cost for a student who graduates from college and stays home instead of making it work connection is 400, excuse me, as $400,000 per student. Multiply that by 6000 students per year that don't go to work and that is a cost of $2.4 billion per year for folks on SSI and SS DI benefits along. Now the bigger picture is the cost to the student to stay on benefits and don't make the work connection and that means a lifetime of poverty. Benefits planning and a successful transition to employment empowers you to take charge of their lives and make their own decisions. Benefits can be used to support and repair person for employment so accessing benefits does not necessarily mean a lifetime of poverty. Benefits planning can help you explore the benefits of working in building for the future. Every person needs to learn about the work incentives once the benefits are accessed. We can fight the fear of forking and losing benefits and fight poverty with the knowledge and empowerment benefits planning brings. So let's get to work and show you the money. Work is good. You are always better off because of employment as you will see what the work incentives earnings can go hand-in-hand with continued access to health coverage and community support. Because work incentives differ among programs is important for a person to know what benefits they receive. Social Security has two types and disability benefits. Social Security disability insurance which a young person might access on their own record or on a parent's record which is called childhood dentist disability benefits or CDB SS DI or CDB, the Medicare health insurance. Supplemental security income or SSI is the other type of disability benefit and this is a needs-based benefit and it comes with Medi-Cal health insurance in California. To find out what benefits you receive request a document called the benefits planning query from Social Security or BBQI for short. And you can request that by calling this a security hundred number we have on the screen, or also if you get benefits planning through work incentives planning and assistance project that provides creep free benefits counseling for individuals who reeve receive SSI and SS DI they also have part of the benefits planning and I will information later in his life and how to find a work incentives planning and assistant project in your area. So today we are going to look mainly at the SSI or supplemental security income work incentives. The earned income exclusion, student earned income exclusion, impairment related work expenses and plan to achieve self support. Remember everyone who receives SS DIA, CDB or SS DI must report all income to Social Security when they go to work. So how do earnings affect your SSI payment? Social Security counts less than half of your earned income. So it is not a dollar for dollar reduction to your SSI payment when you have earnings. Now when someone SSI goes to work Social Security will use a formula to calculate how much the SSI payment will be when there is earned income. So let's take a look at the calculation steps that Social Security uses. The following deductions are subtracted from your gross income to determine countable income. First they subtract the $20 general income exclusion. Then they subtract the $65 earned income exclusion and then they divide the remainder by two they also apply other deductions and exclusions to lower your countable income such as impairment related expenses student earned income exclusion and blind work expenses. Let's take a look at an example. Okay. Bob says show me them on it. Bob's SSI payment is $845 a month. And this amount to 845 is for Bob who is living in California. If you are someone who is living in another State SSI payments can vary from state to state so Bob's SSI payment is he's working and has gross earnings of $900 per month. So here's speculation Social Security to determine Bob's countable income and his new SSI check. These are the $900 that Bob is earning in gross earnings, subtracted $20 exclusion, subtracted that exclusion, the remainder is $815. Then you take identified by two so the countable earnings are $407.50 so even though here and I never dollars gross Social Security only counts 407 and $.50. Next up they're going to start with is $845 a month he gets in SSI, subtract the $407.50 of countable earnings. So Bob's new SSI check nobody's working is going to be approximately $437.50. So he's got the SSI check and he's got his earnings from work, so is monthly income is improved by almost $500. But there's also the student earned income exclusion. Work is really going to pay for Bob with a student earned income
exclusion. To qualify you to use this incentive the person on SSI must be under age 22 and regularly attending schools such as high school, community college or university. So Bob, he's age 20 and he's going to community college. In 2010 2011 with a student income exclusion of what the Social Security will do is exclude up to $1640 of earned income per month. Up to an annual exclusion of $6600 a year. So what this means for Bob, he will be able to use the student earned income exclusion to exclude his income and he's not going to see any impact on his SSI benefit for up to seven months. So he will be able to keep getting his full SSI check for up to seven months using the student earned income exclusion. Now, after about seven months and he will have used up his annual exclusion of $6600 and going forward from there, for the remaining five months of the year, the Gen. and earned income exclusion that I mentioned before, that formula would be applied. To figure out how much SSI Bob can get. So this is a really great work incentives, enable somebody to keep their full SSI check even though they are working if they are under age 22 regularly attending school. Just as a note this is for recipients of SSI supplemental security income only, not for independent SS DI students. How to use this work incentives the definition of regularly attending school meeting a person isn't college or university for at least eight hours of recording grades seven through 12 are at 7 to 12 hours a week. Just as a tip always when you are notifying Social Security of employment always do that in writing and also in writing notify them of your student status. And enrollment can be verified by creating, providing ID card or tuition receipt. And Social Security can also contact the school to verify your attendance as well. Always a good idea to report any earnings in writing and let them know in writing with proof that you are a student of the student income exclusion apply. To exclusion is not optional. So if the student is eligible for the exclusion must be applied. So another work incentives called impairment related work expenses can be used as deductions, persons gross earnings to lower their countable earnings. So Social Security will deduct these impairment related work expenses when they figure out a person's SSI payment. When they impairment related work expenses, the acronym is IR WE, you may show that it enables you to her, that you need the item of service because of disabling impairment and that you are paying the costs yourself. You are not receipts, or canceled checks to Social Security pretty need to provide proof and you have to show the cost is reasonable and that you pay the instances in the month he received earned income or performed work. Some examples of employment related work expenses you have here could be if you pay out of pocket for job development or a job coach and also a really cool one is if you pay out of pocket for an iPod with earphones for example and you use it to maintain focus on the job and a lot of folks are using iPods for different paths, for communication, they are being used for individuals with psychiatric disabilities, individuals with autism, somebody paid out of pocket and are using him a job that could technically be an impairment related work expense. Other examples are prescription or doctor copayments a person has. Maybe you have an aquarium at your desk that you are using as a coping strategy. Also sometimes medications make it hard to wake up so sometimes you are paying somebody to make sure you are up and ready for work. A last example is if you use a pen to moderate your temper due to medication side effects. So these are a few examples. There are many minor Social Security Redbook that can be found online on the SSA.gov website. And also basically if you have something that meets the IR WE criteria go and submit for approval to approval to Social Security. The next work incentives is called a plan for achieving self-support or a Best Buy. This is an SSI work incentives. The pass allows you to set aside income or resources that you have for a specified time for a work goal that you have. Maybe you have two set aside money for education expenses such as tuition or books, assistive technology, vocational training costs, also the startup costs for business can also be written into a pastor plan. So as long as those expenses are related to achieving a workable, you write a passport. To have a plan for achieving self-support you must have income other than your supplemental security income payment or have access resources. So for example, wages, Dean didn't come from a parent, or an SS DI or CDB payment, all those can be used to put into the past plan to save up something you need to complete a workable. Folks I received both SS DI and SSI benefits or CDB and SSI benefits are excellent pass candidates because they already have a source of income other than their SSI, SS DI or CDB payment. Now, to do a past plan, you do need to complete a written plan and submit it to the Social Security past cadre or specialist, somebody of Social Security who reviews, approves and helps monitor your past plan. And I do have a link in a later slide into finding pass cadre in your area. Also when you submit your written past plan one of the things you will have to show is that your work goal is going to eventually enable you to earn enough so that you will either lower your Social Security disability benefits or get off Social Security benefits altogether. So you can come other examples of items to put into a pass could be a computer, transportation or modifications to your home or vehicle. Or tools that you need as well for the job or to start a business. Now with the past plan your setting aside money for income or resources in a separate savings account. The money in this plan will not count as an asset for SSI, Medi-Cal or eligibility for most public benefits like section 8. That's always a concern which they SSI and Medi-Cal day of the two dozen dollar resource limit. But if you have a past plan the money in your plan is not going to count as an asset. Also a past plan can also be used for somebody to become eligible for SSI. So in effect if you have too much income or too much resources, money in the bank to qualify for SSI you can put that money into the past plan to help you qualify for SSI and Medi-Cal. So on the next slide I've got three examples of different paths plans that are from a website called past plan.org that has a lot of great examples. Just want to tell you about another example. About a young man. He met the definition of disabled and was awarded a retroactive payment in the amount of $5000. Now, he was during the nine-month time. He had to spend down the remaining amount of the back payment to be able to have Social Security benefits. And rather than just spending the money, just like going to Disneyland were taking a trip or something, he decided to pursue his occupational goal of becoming a data entry specialist. Now, he said the retroactive payment aside along from earnings from work that he had to pay for expenses of community college, noncredit course work on computers. In his case vocational rehab did not pay for community education courses. They only paid for credit courses, which he would not be successful in. Also he needed money to pay for therapist that did not take Medi-Cal for help with building his confidence for going back to work. And also he wanted to set money aside so he could make worker purchases to professionalize his appearance instead of his usual T-shirt bluejeans high school student look. So you can see from this example and others we have here that pass plans can be written for different amounts of money, different time periods, like what we had for six years, another was for 24 months, and different amounts. One past plan is for $20,000, another is for a little over 5000. So it is really individualized for your needs. And for different work goals of course. So the pass can be a very powerful work incentive for anybody on disability benefits to help the person go to work and become more self-sufficient, help them be eligible for SSI and Medi-Cal. So if you have a workable and you have the money to set aside, you can save money and become eligible or retain eligibility to SSI, maximize your SSI payment and walk away with a brighter future and more money with the past plan. This slide has some resources for pass. The first link as I mentioned is the past plan you to fill out an application, so there is a link to the application, also the nest link is to find the past is an online pass resources that have some examples and worksheets to help you fill out a past plan if you'd like to work in your community to fill out the past plan one option is a community counselor (inaudible) they provide free counseling for people on SSI and SS DI. Now I question that comes up a lot is about educational assistance a person receives and if it affects their benefits. So I'm talking like financial aid like loans or grants or things like that. Now, first if you are somebody who receive Social Security disability insurance or childhood disability benefits, educational financial assistance does not affect those benefits at all. Those programs are not means tested it does not affect those types of benefits. Now for folks to receive supplemental security income, student financial assistance they receive under the title for higher education act such as Pell grants, federal education loans, Federal plus loans, Perkins or Stafford loans, those types of loans and grants and pings do not count as income or resources for SSI. Added the slides in the notes section a duet of a larger list of these different higher education act title for programs that are exempt and don't affect SSI as well.  Just note it is a good idea to report the receipt of any educational assistance you have to Social Security just to make sure that they know you are participating in one of those excluded programs. So provide them with documentation on the different program to verify that information for the records. Now, one of the biggest concerns is with Medi-Cal. If I go to work again and keep my Medi-Cal and in-home support services and there are several programs that person can use to keep their Medi-Cal while working. Now, the first of what to talk about, the first to hear his 16 1980 and 6019 B. These are actually SSI or supplemental security income work incentives. And so this enables a person on SSI was working to keep their Medi-Cal. The first one 1619 eight basically says if you have gross earnings over $1000 a month you are free Medi-Cal with SSI can continue. What happens if somebody is earning significantly more than that? Of course college graduates combat with a degree and are going to be earning $2000 a month or more. Because of the earnings they might see their SSI go to zero. So 1619 B. is a work incentive that helps working SSI recipients keep free mad cow when their SSI payment is reduced to zero per month due to earned income. So if the earnings from per month are so high that it's euros out your SSI payment 1619 B  do to keep the Medi-Cal and you can keep it until you earn above a threshold. The threshold amounts, the very state to state and they change every year. And the 1619 B. threshold amounts coming out for 2011 for someone who is disabled as $35,023 and for someone who is blind is $35,716. So those are the annual threshold amounts for 1619 B. So if your SSI and disabled for example you can earn up to about $35,000 a year and keep the free Medi-Cal. Now for someone who has very high medical costs you can earn even more and have Social Security calculate what is called an individualized threshold and for example that might be for somebody who is receiving in-home support services so an individualized threshold can be calculated for people to have their threshold amount be even higher than this amount of $35,000 a year. Another protection with 1619 B. is if for some reason you have to stop working or you're earnings decreased in the SSI benefits can start back up again, so that his reinstatement. 1619  to be work incentives for folks on SSI to keep Medi-Cal while they are working. Now here is another great program for Californians with a disability to keep Medi-Cal while they are working either full-time or part-time. And this program is called the 250% mad cow working disabled program. And like I said this is for Californians with a disability who are working full or part-time. And with this program and individual can actually earn up to $55,180 gross per year or more possibly if they have things like impairment related work expenses and still qualify for Medi-Cal. They continue with a full-scale Medi-Cal by paying an affordable premium of 22 $250 a month for a single person, or 32 $375 a month for a couple. In the premium amounts are determined based on accountable income a person has, one unique feature of this program in California, all disability income is exempt in determining eligibility in premium rate now. So if you have SS DI payments, state disability insurance, workers comp those would all be exempt. Another unique feature is that any IRS approved retirement plans are allowed and not counted toward the asset limits. Considering out the program there is an asset limit for 2000 per individual 3000 for a couple but if you have retirement plans like 401(k)s or 3P or Iran, those are exempt not counted toward as the limit. So you can save for the future with this program. So if you are in the working (inaudible) you can maintain a non-supportive services in element in the workplace. To apply for the program you do not go to Social Security. You'll need to apply at your medical County office. To get the Medi-Cal County disabled program. I've got a link here that you can find the County office in your area. I just want to tell you a little bit about some future changes that we are going to see improvements to the Medi-Cal working disabled program. Assembly Bill 1269 was signed into law in 2009. Now these improvements in policy changes are not going to go into effect until until the American recovery investment funds run out in the city we are looking at you 2011 when the funds will run out and these changes will go into effect. Such a couple of these improvements I want to point out to everybody. The second bullet, we've got once these improvements go into effect once a person is enrolled in the program, there will be no more asset limit. So what that means to enroll in the working disabled program you still have to show that you meet the $2000 asset limit, but once you are in group, you can keep as much money as you want in a separate account. There will be no more asset limit at that point. So that is great. So in addition to the IRS approved retirement accounts you'd also be able to save money in a separate account as well once the changes go into effect. One other one that I would like to point out when the changes go into effect there will also be a grace period of 26 weeks if employment ends for some reason, so as long as you keep paying the premium you will be able to continue with the program and once again the changes will not go into effect until later in the year 2011. Just a few other considerations and benefits of working for you. The sooner that you start working, the sooner they can earn their credits toward, getting tongue-tied, excuse me, the sooner beginner there are credits toward Social Security so it really won't take them long to be eligible for Social Security disability insurance on their own record and for Medicare that goes with it. So they will even have more health care coverage. And of course if they are earning credits while they are working they are also going to be earning credits to build for retirement in the future. And it really doesn't take a whole lot of credits when you are younger to get SS DI for example if you are under the age of 24 and only takes you earning six credits to get, become eligible for SS DI so it comes quickly and comes with benefits such as Medicare. And I just wanted to let you know, today I went over mostly SSI work incentives but there are completely different and separate work incentives for individuals to receive Social Security disability insurance, SS DI and those any extended period of eligibility, extended Medicare which enables a person on SSI or CDB to keep their Medicare for at least a half years when they go to work with don't have time to go into these in detail but want to make sure you know we have different work incentives with these programs. You want to learn more definitely could disability benefits 101, DB 101.org online and also we have it archived webinar on the calendar was no limits website of the SS DI and you've got the link there and it's in the PowerPoint for you. I recommend when you are working keep the benefits binder to log all your phone calls and office visits, keep the pay stubs there any letters you sent to Social Security or Medi-Cal, any receipts from say impairment related work expenses you are claiming. So if ever Medi-Cal or Social Security makes a decision that you agree with, you will have all this information at your fingertips to help you when you are working with your claims representative for eligibility worker or if you need to do an appeal. And my final slide here is that resources for you I mentioned a couple times work assistance planning and assistance projects. And we've got a link to find one here in your area and like I mentioned they can help you find a pass plan, just one example. Also another great resource, area resource coordinators. These are Social Security steps, work incentives experts within Social Security and they do a lot of outreach, but also they can work with SSI and SS DI beneficiaries if they have questions or face any barriers when trying to access work incentives. Now I have only touched on the many work incentives available to you. You might be thinking how can these be used by my client with a new job? Or how can I show the client the benefit of the work incentives? Or what happens to benefits when I take a job? If so, disability benefits 101 is the website that gives you the tools and information you need to plan and explore how working benefits go together. Now I will turn it over to Mason O'Neill for the world Institute on disability for a quick tour of disability benefits 101 and a preview of their new features and look, so take it away, Mason.

>>   Thank you Karla, thanks for the great introduction. My name is Mason O'Neill and I work in the world Institute on disability and we are the creators of a website called disability benefits 101. And some of you have most likely seen this website. What we are showing today is going to be, first want to give a tour of the website explaining kind of the purpose of the disability in California and also going to demonstrate what is called the school and work calculator which is a tool that young people can essentially put in a scenario and see what happened to their Ithaca back to work part-time, maybe they are in school depending on what their specific is great disability when no one has a new look and what you see on the screen is a website website has been launched on January 3 in about a week and a half I also should occur like that's out there today. It's in four states currently industries are coming up as well but it's been in California as well but to get to the website you can Google DB101 or go to www.DB101.org. So for disability benefits, so it is essentially www.DB101.org. At any time in his presentation the person doing close caption, if I am talking too fast, just send a message and I will slow down. But I will try to pace myself. So what you see on the screen is the new home page of disability benefits 101. Kind of gives you a sense of what is here. One of the main features is information on healthcare benefits, other types of benefits, and I will show you what some of the programs are, but essentially it is a website where say someone is on SSI or disability benefits they could go and read basic information about their benefits, as the program work, how do some of the work incentives that Karla showed come out of a work as well. It is written at a simple level in plain language, 95% of the website is also in Spanish. So if you look at the slide up at the very top right corner it says in Spanish, and you can go to any page on the site and click on that and go to the Spanish translation or Spanish version of the site. And I will demonstrate more of what some of the different programs are but just to throw out a few it's good information on the call, the different Medi-Cal programs it has also jumped to 50% Medi-Cal California working disabled my account program that Karla talked about if you have questions about that you can go to the website rated overview or read frequently asked questions such as how do I apply to this program work doesn't have an assay limit, or you can go into a filler kind of text, several page description of the program. The program is designed to first of all meet your needs or whatever needs you have. So you can see that on the home page we have, the Orange box which is programs you can go right to I have a question about Medi-Cal or SSI or SS DI or maybe stay disability or cobra, we actually have 22 different Main program descriptions in here. You can also say what is my situation, maybe I'm looking for work or have a young person and I want to find specific information related to my specific concerns. And that is one of the main features of the redesign, we've added a lot of new articles that talk about employment and benefits and how they relate together and also specific topics. So in the used section there is an article on education that talks about, gives general advice and options for education as a way to have a career and move forward on a career. We have an article on using benefits, we have a general article on specific healthcare benefits are what happens if I'm on SSI and I go back to work, how does that affect my health care and SSI as well. So the information is presented in several different ways and you can actually go to what we call landing pages are pages specifically designed to give you information that you need and that might be if I'm going for work I'm going to start a job, I'm looking for work. There's an article on accommodations or resources for finding employment and also information on how will my benefits be affected if I do take, what wanted to my healthcare, my Medi-Cal or my Medicare and will happen to my disability benefits as well. If you could go to the next slide, please? Okay, so I have blown up this come in through my presentation because I'm not going on a live website, usually I do a demo with a live Internet so I am clicking myself through it, but I've blown up several of the pages so it is easier to see as the audience. And I just want to show that some of the features on the top going from right to left, there is news. So we have information when benefit programs change or when the health-care reform bill came out, we have a summary of the images section, any current news. We have a glossary and throughout the site if you come upon a term that is not common knowledge, like let's say IRWE a work expense or passing you don't know what that is you can click on it and a glossary definition will pop up to help you understand what that is. The other important part of the website and I'm going to do about one of these today's the calculators. We have currently four different calculators on the website. I will show where they are located on the current website and the link up top is how you can access them after January 3. These are programs where I can put in information, I can say if I'm taking a job or let say I have two jobs were going to move out of my house, so I'm on SSI and I'm getting a lower rate because I'm living with my parents but I'm planning on moving out at also going to take a part-time job that you will see a snapshot of how it affects your benefits. What we will show two days of school and work calculator, which is a simple tool that allows you to put in a basic change in your situation, like I'm moving out of my house and I'm taking a job part time and they will give you an overview of how it will affect your benefits. We also have a more complex or more complete planning tool which is the benefits and work calculator. That is designed for adults and also it will allow you to have lots of different options like comparing two different work plans, like what happens if I worked 20 hours a week at my job to my benefits and what happens if I work 30 hours a week, and it takes, you know you can put a pass in there, and you can say that if you were on public housing, also the calculator will know how that would necessarily affect your rent levels and that is more of a complete tool that lets you do budgeting and see a monthly breakdown of the weapon over the next couple years as you return to work. We will show a slightly simpler tool and we know that some people, like a benefits planner or agency staff is working with someone wants to have something with all the bells and whistles that they might use the benefits and work calculator. Let's say the youth themselves for a parent is going in or let's say somebody has a simpler question and wants to see a snapshot of what will happen to make it use the school and work calculator and that's what I will demo today. And lastly you can see the other main titles is programs where you can go in and specifically read about benefits programs and I will show you the page and also your situation where you could kind of come to the website not so much as I want to look up this rule or this program but just have general information about finding work or I am starting a new job and I want to learn about assistive technology, so you go to the work section and read an article about that. Okay but the slide in there again because I want to compare the new design and one of the main design features in addition to adding new sections and content is making it easier to navigate and if you can go to the next slide I will show you what the current site looks like. So if you go to disability benefits 101 today this is the website you will come to. And you can see on the left-hand side you can see the calculators I spoke to. Actually I will start out with a close-up. You can read an article about what happens to my benefits when I turn 18. You could go to our calculators, the benefits to work calculator or actually we have a couple of other calculators. We have a fantastic calculator, Medi-Cal for the working disabled, to 50% mad cow program ID going to see if you qualify or what the monthly premium would be. We also have a pass calculator enabling to demo the school and work calculator. If we were able to scroll down on this page you can see some of the different benefits programs and state disability insurance. We have a whole section about what is called SDI state disability insurance that the California program and underneath is a Social Security disability programs, SSI and SSDI. I encourage you to go to the site and look around to see what's on their degree of information on the site on healthcare, IT programs, bass and also where some of those will be on the new site as well. But the design is to make it easier to get right where you need to go. The next slide, please. Okay. So if you clicked on the program tab at the top, here you can see some of the different types of information we have. This page actually goes down again as long as this, so there's actually about twice as many benefits you can read about. On the left you can see information about the past. If you do have questions about the pass I highly recommend our frequently asked questions on the pass. You could print that out and it gives you a good overview. Karla also, her slides given his excellent description as well. The ticket to work program. The individual development accounts, ID program special savings programs and of course Medi-Cal, Medicare, private health coverage. So there's quite a lot of depth on our website. And if we can go to the next slide. Okay. This is your situation page in this kind of can help you to be drawn into what information you need. We are actually filling up the website, we are still creating this over the next week. So there's actually a lot more that will be filled in terms of the articles on the bottom, but you can see some of the information's up there. And again for example the young people in benefits they will be information on education. There will actually be a tips for parents section so if you are a parent and you are reading this and you want information about helping your child become independent or facing some of the issues that are commonly faced as a family with a child with a disability you could go to that section as well in all of this will be up on the website on January 3. And if you are an adult and you have a disability and you just have general questions or have questions about your benefits or reasonable accommodations or assistive technology or resources for finding work, those will also be under that going to work section which is on the left. Let's go to the next page. Okay. So actually if you could go back one page, I want to just talk about a couple more features. Okay, so you can, on this website and the left that cut off a little bit to make sure the slide was big enough, but in the blue box where it says talk, you can essentially go to a benefits planner directory. You can find someone in your county. So if you have benefits are working with someone with benefits there is something about work if you are receiving Social Security benefits they could go to the directory and look upon the area considered academic person and helps explain some of the information. Maybe somebody is not as website savvy or tech savvy and have specific questions they want to sit down with a live person making the benefits planner and there is a directory on the website. You can see the little magnifying glass so you can click on. If you go to the current website you see at the very top of this benefit planners. You can print any page and get a specific page that is printed and you can also e-mail a page to somebody so if you are reading an article about let's say, health coverage, Medi-Cal or Medicare what happens when you get back to work anyone to share it with somebody you can e-mail that to somebody and also get feedback or actually been, you can use the feedback feature to ask questions to us and that would come to myself or one of our staff if you have specific questions answered by our website. Now you mentioned at the top we go to the calculators and go to the school and work calculator and that will be on the next page. So again, the school and work out the later is a tool that lets you put in your current situation and your future plan, like I'm going to go back to work and make this much money per hour and was going to happen to my benefits? You are going to say show results and it will show you a snapshot of how your benefits, your health care, how things will change when you go back to work. One of the most important things is that people are often afraid that they will lose their health care, Medi-Cal or SSI or SS DI when they go back to work and work incentives make it so that you are not necessarily going to lose your benefits right away and if it is healthcare, your Medi-Cal will continue for at least seven and have for years after you go to work and your Medi-Cal also will continue unless you are earning a very high amount over $55,000 you can keep the Medi-Cal in almost every case if you have Medi-Cal and go back to work. If you are on SSI to Medi-Cal will continue automatically up to a certain amount and if you didn't have SSI you can also go into the working disabled program and keep your Medi-Cal. So the calculators are a way to reassure you or show you what the rules are so that you can see that hey, I can try to go back to work and my benefits will continue and if it doesn't work out their welcome back. So it is is a tool to give you as much information so that you can take charge of your situation and plan, you know, once I know the rules and I can make an informed decision about whether I take the job or not or how much I work. I'm empowered by doing really how my benefits work and this information is confusing for everybody. The Social Security rolls and Medi-Cal rules especially so this is a way to kind of distill what's going to happen in show and made understandable way. This is the first page we see on the screen you come to to kind of make sure someone to the right place. Kind of explains a lot about the calculator. When you're ready you press start, and if you can go to the next page, okay. And essentially you can see on this page how you can enter in basic information. So if you look at the little bar at the top it says current status and we're going to move on from that into your plan and look at the result, right now we are basically the calculator is going to ask you what is your situation now, what are your benefits like, some some of the rules like student earned income exclusion, for those who need to know how old you are the first question is what is her birthday so I entered 9/11, 1990 so let's let's say the person is John and he is 20 years old, he's disabled he's receiving SS DI. His living by himself receiving college classes and working part-time about 20 hours a week and thinking about taking the job and wants to know why but to his Medi-Cal and also SSI. So I filled out this page. Have been determined disabled by Social Security. I am not working right now so I don't have any income from market right now I'll click on that continue button at the bottom are actually before you go to the next slide I just want to show you have the same options in terms of e-mailing this or predict this actually can also save this information. It's completely confidential. We are not part of Social Security. We don't even have access to your information but you can say that so that you can't let's say run through a calculated, let's say you want to show your parents, you can say that go to the computer and pull it up and show them the results or you can bring into the agency's staff and say hey, here's what looks like is going to happen, do you think this is right and what you think about this, this is what I want to do. So you can easily pull up what information you put into the calculator. Okay, so the next slide (inaudible) okay, so you go to a couple different sites, five different pages where you are injured or measured the second one asked about your cash benefits. John is receiving $145 per month in SSI preview is living with his parents and having rent and food paid for it would be less but is living with roommates and he doesn't receive any other kind of benefits. In the calculators you can always leave those blank if it is zero and lets it continue and go to the next light. Now we are going to ask about his health care coverage. He does have a no-cost Medi-Cal. Essentially the calculator knows he's on SSI so it's going to guess that he has Medi-Cal. If he was on SS D. I might ask if he is a Medicare and guess that, but he only has Medi-Cal so we are going to check off the box. Just want to show that if you have questions about any of what we are asking you can click on the little blue circles with the? And they will pop-up information about the question. So I clicked on the one for the Medi-Cal 200% program it gives a description of the program. Also, the blue links that you can click on, those are the glossaries that will pop-up and give you more information about basic terms that not everybody knows. So let's continue to the next slide. Okay so this is kind of the heart of the calculator. It's going to ask you what is your living and working situation today, life and work and the next page will say what is your future plan. So currently you know I've selected that he lives in a shared home. He pays his fair share of household expenses. He has his own facilities. These are questions we need to know because it will affect your SSI rate. We will scroll down and maybe go to the next slide and I can show you some of the other questions. Okay. Actually, that's right so I clicked on continue and now we are on the future plan. The first asks you what's happening now and then how is your plan going to change. So, the first two questions come at things going to change. Still in with roommates. He's not going to change his living situation. Then if you can go to the next slide. For companies that are questions for the page for your future plan. The question is how many hours will you work per week. He's going to try working 20 hours per week and you'll get $10 an hour and he's going to click on continue. Okay and this is the results that he gets on the calculator. So congratulations you will be better off, you will have more income. All of our calculators are completely neutral. We're not going to say no matter what it's always better to go back to work and your benefits will be fine we are trying to give you accurate results. If he was on SS DI and went back to work and his SS DI stopped and had less money overall it would mention that. Once a day you will be better off -- twice. But in this case you will be clearly better off than let's look at the total monthly income box. You can see today he has $845 per month from SSI. And in his future plan he keeps the hundred $45 per month and the reason is that he is in school and he qualifies for the student income exclusion and initially that's going to say we are going to reduce your SSI because you are a student, you are under 22 and up to a certain amount we will let you exclude the command you can keep your SSI account. So under his future plan he has 870 from work and also 845 under SSI. On the left slightly dissonant part in it messages to see what's really going to happen to the benefits. So those important messages telling them things like how much more income will he have each month you will have $870 each month. His Medi-Cal will continue. He's on SSI but on SSI if you go back to work and earn under a certain amount your SSI will just continue. He's working so we actually qualifies for that Medi-Cal 250% working disabled program. And at the bottom it talks about the student earned income exclusion. It mentions that, so the user knows, John knows that why did my SSI not go down? I thought when I went back to work my SSI will get smaller but the program is helping him because he is in school. And the other thing is just a little more information is as a few earnings continue me reach the (inaudible) student earned income exclusion limit and you will get a smaller SSI check for the rest of the year. I think it's $6600 if he is earning fat throughout the year and he's just working part-time so that will be many months but if he reaches the limit then he will qualify for the student income exclusion anymore until January 1 of next year. So again we want to give kind of look at Mark detail information from the text, but also the visual just to show somebody quickly this is what's going to happen. Your benefits won't be affected. If he was older then it would show right away right away within my SSI is going to go down to dissenters might come from work here is how much I will be making. Okay, let's go to the next slide. This is the lower part of the results page. And the top boxes your health coverage options pretty sees right away his Medi-Cal will continue and again he became qualified for the other Medi-Cal 250% working disabled program. Below that is a plan summary. You can see what is the plan that the results are talking about, he's working 20 hours a week for $10 an hour. His life situation didn't change but if someone was saying about to move out and did the job, you know he would see a summary of okay, why am I getting the results, yes it's because I'm not living with my parents and also working part-time. There's a few other tips. Under did you know? It also tells him how he is working, so he may eventually organize and pay enough taxes to become eligible for SS DI and finally it mentions a new health-care reform and the ACA that he is eligible to stay on his parents coverage. So, and then at the bottom you can see some of the next steps which will say where do I go now and give information about talking to benefits planner. And if we go to the next slide I just want to show one more kind of case scenario which I put into here as well. Okay and this is a case where I put in that he was 24 years old so we didn't qualify for the student earned income exclusion and you can see that his SSI which is the gray box in the future plan has gone down to 453 because he doesn't get the exclusion but you can still see his total income which is better off. So we're going to take questions later on creditors want to thank everyone for listening to my presentation and I encourage you to go to the site. Again after January 30 will see a lot of the new features and a lot of the things that are different and here is also our website and information here. And I'm going to turn it back over to Karla.

>>   Hi everybody, again. Now Rachel Stewart is going to be talking about ships new transition toolkit, innovative and fresh new online resource for you. She will also share information about to empowering leadership programs for you. It's all yours, Rachel.

>>   Thanks, Karla, and also thanks to Mason to forget the really good demo for disability benefits one-to-one website. Hopefully as a lot of you are becoming aware of is that there's a lot of different programs and resources out there for youth with disabilities. It's just a matter of making sure that the user can't this information. At the right time, so to speak. So our youth transition toolkit is a project we've been working on for about the past four years and so I'm very excited that we are finally ready to launch it. The toolkit is called pigs are about to change, a guide for youth with disabilities, transition into adulthood in California. This is a California specific resource although of course there's definitely information entered is useful for youth living in different states, there really is specific to California. And the key word here is empowerment. It's really meant to empower youth by providing them with a one-stop source for different resources and information that can help them to transition to post secondary education employment as well as independent living. So the primary audience really is for youth. We want it to be for youth with disabilities ages 12 to 21+ and the whole reason for the pluses that we recognize that a lot of youth with disabilities, the transition process is longer than the typical age 18 or age 22 and they are graduating college. It is kind of, it could be a longer process. Of course a secondary audience's parents because parents are really important in being able to support their youth in transitioning from living at home to living independently as well as from high school to college. They really do play an important role. And at this toolkit was created using input from a variety of different agencies, service providers, subject matter experts and youth with disabilities. We recognize that it really is important to include youth when you are developing a program or a prior job for them. It kind of goes along with the whole disability rights motto of nothing about us without us. So we do have a couple of different chapters which were written by youth with disabilities. And just really quickly to demonstrate or just give a brief rundown of some of the different agencies that we worked with in the development of the toolkit, California children's services really played a big role in really starting the whole idea for the toolkit and helping us with getting it going. And then the Department of rehabilitation, Department of Education, the California foundation for Independent living centers, the State Independent living Council, the world Institute on disability, we've definitely worked with Mason as well as Tom Foley and the financial chapter. In Irvine unified school District we worked closely with Linda O'Neill and Richard Rosenberg who are real champions in my opinion and helping support transition of youth with disability. The next slide, please, Karla and I'm going to try not to go too quickly. I don't want the caption added me, but I know I'm clear running a little bit behind but I want to leave little time for questions. The toolkit is primarily available via the interactive website, and that is W. www.TKNLU.info. And this allows us to have any use of up getting information and the PDF versions can also be downloaded on the website. We recognize that not everybody has Internet access so service providers could then account the toolkit and give it to youth or give it to families and it can also allow you, allow them to fill out forms and different worksheets that are not easily found on the website. Integrated throughout the toolkit are like I mentioned, worksheets that is really meant to help you interact and help the information that they are learning about sink in. There's also tips for parents. We recognize that it's really important to reach the audience so that they can help you, help empower youth and figure out the different ways to empower their child and help them to begin to take charge of their own lives. The toolkit is also going to have a training component as well as we are going to be giving outrage on the toolkit like we are doing today on the webinar and then a really exciting project that we are starting is the development of video vignettes. So there is going to be profiles of real stories of youth with disabilities telling their own story about how they transition from high school to college, or college to work or high school to work as well as from living at home with their parents to living independently. So that's exciting and that will also direct people to the website for more information. And start getting them excited about the different opportunities available to them as they are thinking about transitioning to life as an adult. So the website is currently in beta testing mode. So it is not finalized, but it is available for people to go to at this point. We are also planning on doing some discussion groups with youth to really make sure that the look and feel of the toolkit is reaching you and that the information is important to them. And next slide please, Karla. So there are six different chapters in the toolkit. In the first I'm going to talk about is the education chapter. This chapter is really helping to empower youth while they are in high school, learning how to lead their own IEP or individualized education program. Beginning to think about their individualized transition plan and a summary of performance. And really also helping them to develop more of a person centered planning process for their IEP. Which is a really new way of helping you through high school. It is really innovative and effective kind of help them bring these resources to their teacher to use during their IEP. There's also some information between a difference about the certificate of completion and a diploma because there is a big difference. As always understanding the differences between high school and college for example there is no bell that rings that tells you to go to your next class and so on and also we recognize that a traditional college career through community college or a four-year college may not be for everybody, so there's also information about alternatives to college including vocational training including regional programs. Next slide, Karla. So the next chapter is the employment chapter. And ultimately in planet should be the end goal. For people with disabilities and youth with disabilities that have the ability to go to work because as Karla was menti who wants to live on poverty, or live in poverty for the rest of their lives. So the employment chapter provides information, resources on choosing a career in the job search process, resume writing, and tips for successful interviewing. And then, building work experience. That may be through volunteerism or internship programs and that is really about building soft skills and also building a resume. I think it is important for you to get out there, get their feet wet, thick crowd what they like to do and also that can help them in their career process. And then of course the impact of employment on benefits. Karla talked a lot about that and Mason talked a lot about that and related to the disability 101 website and we do really rely heavily on referring people to DB 101 for more information on work incentives programs. And I just want to again mentioned that the toolkit is not an end-all be-all resource where they use is just going to go to the toolkit website and get all the information he needs to know. The toolkit is really designed to bring together all of the different information resources in the same place so you can find out about that resource and go to the secondary resource like DB 101. So the employment chapter also has information on civil rights related to job accommodations, the disability disclosure process and how to decide when and whether or not to disclose their disability. This is a very personal choice and it's a very important topic I can to bring up because they may have nonvisible disabilities. And then, lastly the chapter also talks about the ability to access personal assistance services while at work. The healthcare chapter talks about whether or not they can keep track of their medications, making their own doctors appointments and being able to communicate one-on-one with their doctor as opposed to having a parent as the intermediary between themselves and the doctor. And then of course insurance information is touched upon including Medi-Cal, healthcare through employment and then how to access coverage to your families plan and again, we do rely heavily on referring people to DB 101for the most current and up-to-date information on disability benefits to health care. And then of course tips for parents on how parents can help their child transition into handling their own health care needs. Next slide please. So the financial chapter is all about money management tips. And how to help you begin to take control of their own financial future. So that can be information on basic budgeting, balancing a checkbook, paying their bills, and then of course the importance of not getting into credit card debt, which the majority of people do have credit card debt at this point. But it is important to help you plan for how not to get into credit card debt. And then information on different investments, saving for retirement is important to think about even when you are young. There are worksheets on financial planning and budgeting. And then it's also nice that there are some real-life stories integrated into the chapter talking about different youth and how they manage their credit cards, how they used a car loan, things of that nature. And then of course again tips for parents on how to teach their child to start managing their own finances. Next slide, please, Karla. So the independent living chapter is a chapter all about helping you transition into living on their own. And we do have information in there about disability history and the independent living movement and information on Ed Roberts. I know for myself, learning about disability history and learning about and understanding I guess where my rights came from was really important to me and really changed how I felt about myself as a person with a disability. And as belonging to a larger disability community. So I think we are excited that the information has made it into the toolkit. There is also information, or a worksheet on disability self-awareness and how to set goals for the future. Finding accessible landing, buying a home, which is a great option. There's a lot of different programs that can help support people with disabilities and buying their own homes. Finding roommates, housing rates, checklists and to ensure preparation for independence. In finding and paying for personal care attendant. And the transportation options. And mentorship. I think that mentorship can really be key in giving you the confidence to really start leaving their life and taking control of their own future. Next slide. So, the social and recreation chapter. This is the fun stuff. It's all about how to escape the daily grind of work and school and how to get involved in your community. There's information on different clubs and activities that are designed for youths with activities. We have information on the youth organizing or (inaudible) disabled and proud program that the California foundation for Independent living centers is now running and I'm going to go into that in a little bit. Just talking about that program. There's also information about adaptive sports programs, different options for getting more involved in the disability community. How to travel with a physical disability. This can be something that can be somewhat challenging if you're not familiar with how to navigate the airlines and so forth. If you use a wheelchair. And then there is a parent section which really helps encourage parents to help the child become more involved in their community. Next slide, Karla. So, just to give you guys an idea of what the toolkit website looks like this is the main home page. And as you can see, along the top is tabs of all the different chapters. And the education, independent living, employment and so forth. And on the page it provides just an introduction to the toolkit and how to use it. Next slide, please. Then, this is an example of what one of the chapters looks like. This is the employment chapter. And it's maybe difficult to see, but along the top is the different sections of that chapter including the road to payday, this one has get to know yourself first and this is an example of one of the worksheets that is designed to get you think the aged in thinking about what they like to do or what they would like to do in the future for a potential job. And there's information on resume writing, internships and so forth and then on the bottom right it says get to know yourself first and if you click on that, you can then download the worksheet, print it out and interact with and be able to print it out and write all over it and save it ideally in a binder in one place. Next slide. And then, in the resources tab here that is the green tab on the top right, the resources has, this is the place where you can go to download the entire education section, or the entire independent living section. And print it out and create your toolkit. And there is also a way that you can download just the parent tips as well. We are still going through and refining all of these different sections of the online website. So, that's basically what the toolkit website looks like. We are in the process of doing more outreach on it and are going to be looking at partnering with school districts to figure out how they might use it and how they might utilize it with students in their classroom. So, if you are interested in talking with me and investigating piloting the toolkit in your school district, definitely contact me. My contact information is at the end of the PowerPoint slide. So, next, slide. So, they use leadership activities. This is really where my passion lies. I have volunteered for the last four years at California's youth leadership forum or YLS. This is a five-day long program for high school juniors and seniors with all different kinds of disabilities and this is held every year in the last week of July. This is held free of charge to all students. They applied to be involved in YLS and they stay on site at Sacramento State University. They visit the state capital and learn about all sorts of information, resources that can help support their transition after high school. They also learn about disability culture and disability community and disability history is a really big topic during why Alice and they all developed their own personal leadership and career plan which is the plan how they will continue to be a leader in their community as well as what they want to do for their career and what the different steps are that they need to take in order to get to their goal. And currently YLS is organized by a steering committee of state and nonprofit partners including department of rehab, employment development Department, California foundation for Independent living centers, Chip is involved, Department of Education. So they all get together and help to plan this. So if you know of any juniors or seniors with disabilities that may be interested in being involved in YLS and they already have leadership potential that they've demonstrated, definitely direct them to the website www.ALYLS.org to apply for the forum and applications are currently two January 7. So please direct them to the air as soon as possible so they can take advantage of this great opportunity. Next slide, please, Karla. So since YLS only reaches approximately 60 youth a year the California foundation for Independent living centers has helped to develop the youth organizing disabled and proud program which is all about connecting organizing and educating youth with disabilities ages 15 to 20. A couple of the different projects they are working on right now is implementing disability history week in the schools. They were successful at getting a resolution passed through the Legislature which is really exciting, so now they are all about, they are talking about how to get disability history taught in schools and how they actually implement disability history week and then there's also take action for accommodations campaign and that's all about making sure you know their rights to accommodations while in college. And there are also a couple of different regional youth transition initiatives which is where CSI LC provides funds to bring together youth along with multiple organizations in a region around a common goal. I know down in Orange County they had a whole youth summit that was talking about a bunch of different topics related to translation. So they just brought together I want to say like 60 different users along with parents and learning about different topics including employment, benefits planning, education, so that was a really exciting project. YO also has a volunteer corps with it which is also about providing a stipend to use to help them develop their employment skills, volunteer side-by-side with adults with all different types of disabilities and learn about Independent living philosophy and the disability rights movement. So that's a greater part in any form used to build their soft skills. And build their resume essentially. There is also a YO information line that is staffed by youth with disabilities. So a user can call up and on the other end of the line is the youth that can answer questions that they might have about volunteering or about disability history or about connecting to employment, whatever the case may be baby, how about connecting disabilities to the different services and supports that can help them achieve their goals. So with that, again, all of that is all about connecting, so Karla is going to talk a little bit about the grants project. Which is about connecting college students with disabilities with different resources. So I will pass over to you, Karla.

>>   Thank you so much, Rachel, great information about the toolkit and youth opportunities for the state. I'd like to talk to others about grants investors program. Gratz's unique project focuses on learning more about helping College graduates receiving as SDI and RSS I make the connection to work and career. The Gratz project is a collaboration between Danielson Associates chip and says the armistice and with the program we started out with research and we did focus group research that was conducted with SSI and SST I students that were at or near the completion of a post secondary education find out more about the attitudes believe in values regarding the transition to self-sustaining employment. Most of the students interviewed did not trust Social Security most desired financial independence and full-time employment and felt that work eager to work. But they were not fiddling with and did not program such as ticket to work and other work incentives many of which we mentioned today. Students did however trust their peers and want to appear mentors, and the answer to that was the ambassadors program. The ambassadors program is a peer to peer model that hires college students and recent graduates of disabilities to help locate, engage, inform and connect their peers to resources and supports that will help them make the college to career connection. So the ambassadors that provided training on things like the work incentives, health care access, how to find resources, develop communication skills and confidentiality. Each ambassadors site has a host agency that volunteers their support and a workcenter. Our ambassadors are supervised by a mentor who is an employee of one of the host agencies. For example I'm one of currently them a tour of the San Diego site and our ambassadors Amy and her are here (inaudible) navigators and vocational rehab counselors. As a mentor help ambassadors of outreach and community connections and provide technical assistance on complex questions arise. So the ambassador project has chosen the word seeker as the name for college students and recent graduates the ambassadors seek to engage and connect with. Now, currently in California, four sites have been funded by the California health incentives improvement project for 2011. And those four sites are San Diego, Long Beach, San Luis Obispo and Fresno. You see on the site currently we just started out recently in the ambassadors that these sites are currently doing outreach to these different universities such as in San Diego, San Diego State University, community college District in San Diego, San Luis Obispo, the outreach into the California Polytechnic and community college but the ambassadors are not limited to these universities they also serve students attending other colleges and universities in their area so it is not limited to just this list. So you've been communicating using social networking sites such as Facebook. The ambassadors will be recruiting using speakers using show social networking since it is the wave of the future if you want to reach youth with information. All of the four sites have a Facebook page where the seekers can connect with the ambassador and find a timely information about events and resources. Currently the main focus of the (inaudible) has been outreach at local and state events such as job fairs, live events, conferences. For example the ambassadors of San Diego has exhibited at Jobtoberfest, a job fair here and with the Independent living Center. And the ambassadors are targeting their local community college and university campuses with flyers and presentation so feel free to contact them if you want to get information on your campus if you are in their region. And if you are from one of the four California site locations please feel free to contact our ambassadors. If you are a service provider would like a presentation I would like to make a referral or if you are a consumer would like to talk with Amb. personally. For colleges are service providers the ambassadors can provide you with flyers and brochures and ambassadors are looking forward to connecting students and graduates for ticket to work and services and providers and your referrals and contacts are very welcome. Now, ambassadors are, what they're going to be doing is looking to establish and build a real-time our virtual relationship with the seeker where they can discuss their career goals and determine their needs. The ambassadors provide basic information about work incentives to employment networks and hiring opportunities and provide referrals to community resources for more detailed information. So the ambassadors are not experts but they are connectors to these resources and they have to facilitate and support the seeker journey to successful work connection. The seekers will also be supported with a grads without limits.com website. Which will be available in January 2011. The goal is to have ambassadors blogging with seekers and amongst themselves and they will be sharing information in connection strategies online. Each site is also working on a resource in a project to have all the resources in their area available online and then statewide resources that well. Even if your region doesn't have an actual ambassador, college students and graduates all over the state will be able to use the graduates without limits website. So our reach will be even broader. The site is going to include success stories, videos and in 2011 we are hoping to identify funding for replication of this program, and other communities within California and in other states. So we are collecting interest list of folks I would like to bring ambassadors to their area. We are also going to be collecting data so in the future we will be able to report on the successes and outcomes but right now we are getting started focusing a lot on outreach. We are also working to build connections with employers as well as agencies and employment networks of specialized that working with professional jobseekers. So if you are an agency organization or employer or you know what that is looking to connect with college graduates and professional jobseekers who would like to connect with you to share your information on our grads without limits website. And our Facebook pages. Great way to get the word out and find qualified job seekers and you can always contact me for more information. The next two slides have our (inaudible) site contact information. We've got Eduardo from Fresno and SLO and team beach in Long Beach and their Facebook pages and the next slide, Cal poly San Luis Obispo and die and Amy in San Diego. So please feel free to contact them. So right now we are going to open up the chat room for some questions, take a few questions and if we are not able to get to these questions today since we are running late, please fill free to contact us. The contact information is in the PowerPoint and you will see later on. So the webinar chat window is now open for questions. Please enter the question into the chat window on the right side of the screen and click enter. Then I will read the question on and pass it on to the presenters if I need to.if you have any questions please go ahead and put it in. The chat window. We had a question about ILB received the first PowerPoint how can I receive the rest we had one PowerPoint that went out with the reminder e-mail yesterday and the PowerPoint that we use today is going to be archived on the talent knows no limits.info website so that the talent knows no limits to the website and I will also send out an e-mail with that information as well. We had a question from Eddie and Eddie would like to know what is the web address to access the toolkits and Rachel could you take that question?

>>   Sure. It is www.talent, I'm sorry, www.TKNL. as in talent knows no limits you, YOUTH.info. And that was also on one of our slides as well.

>>  I had a question also about the close captioning transcripts. I will also be included in our e-mail that we send out, a link to that will be included in the e-mail that we sent out. The close captioning transcript from today's webinar will be available on our archive website, excuse and archived webinar on the website talent knows no limits.info and it just another moment I'm going to get another question. We had a question from Beatrice who asks and 13-year-olds attend Sacramento's seminar for juniors and seniors? Rachel could you take that one?

>>   I'm sorry, can you say that? Time, Karla?

>>   No problem. The question was can 13-year-olds attend Sacramento's seminar for juniors and seniors?

>>   Okay that was I believe that I was referring to the youth leadership forum and no, 13-year-olds are not eligible to apply at this point. Generally it is just a juniors and seniors. So I would suggest that they wait to play 2YLF when they are a junior or senior with a disability.

>>   Thanks, Rachel. The next question is, if the past program open to all persons with disabilities? Great question. The past work incentive is a supplemental security income work incentive. So to be able to use the pass, the plan to achieve self-support, you have to already be on supplemental security income or as part of your pass application you have to also applying for SSI benefits. So for example a lot of time somebody on SSDI, their income might be too high for them to qualify for SSI, by using a basket that put some of the SSDI money aside and help them qualify for SSI and for mad cow. So the past program is open to anyone not is either currently on SSI or Next question we have from Greg, how does take it to work him back to SSI benefits? To get to work is another work incentive that Social Security has for folks to receive SSI and SSDI benefits and what the ticket does is, if somebody needs assistance going back to work, they can either take their ticket to vocational rehabilitation, selling California Department of rehabilitation, or they can go to an employment network and the employment networks are if you go to a website called yourtickettowork.com you can find employment networks in your area. And basically it doesn't negatively impact the SSI benefits in any way. It's something that somebody on SSI or SSDI could use if they need help going back to work and employment networks, they'll very were kind of services they offer. Some specialize in working with different types of disabilities. So it really varies. So if you are somebody on SSI or as SDI needs help going back to work you can use today to record (inaudible) why we've vocational rehab to get those services. It's a benefit actually for folks on both SSI and DI using the ticket once a ticket is assigned to an employment were kind or a vocational rehab the Social Security cannot do a medical review on you because periodically they do this to keep, to see if a person is still disabled and eligible for benefits. So that's a benefit. There's no benefit to someone SSI using ticket to work. There is no detriment. Arturo asks for IRWE's had difficulty in having vendors agree to invoice clients for (inaudible) have you  I haven't had a problem with this before. For assistance you might want to work with your work incentive planning and assistance Project, the community work incentives coordinator. You might be able to help you with that process with the vendor. Rachel or Mason, have you ever had any experience or have any comments about Arcturus questioned about IR WE question? Just let me know if you have or not. Or would like to comment.

>>   Hey, this is Mason. I would have to know, and you are welcome to contact us or e-mail me. But I would need a little bit more information about what type of the vendor's prayer would think that most vendors if they are a business they would be willing to give you a receipt. But it's a little bit hard to answer without more information.

>>   Thanks Mason, you are definitely welcome to contact us for more information about that. Another question disability is the 101 launch date is scheduled to launch on January 3 or the 23rd economies could you take that question please what is the launch date for disability 101?

>>   The launch date is January 3. And we will actually, for one or two weeks afterward will be putting up additional content articles. So by the end of January everything will be up there but 90% will be ready on January 3.

>>   Katrina has asked, is there a limit on how much you are eligible for under the past program? And if you are asking as far as how much you can put into a past plan, part of that would be to pass application process and as far as putting money into a past plan for example if you have access resources you can put as much as you want it to. As far as earnings that you have from work they would like to put into the past plan, the Basque country will only consider your countable income is the amount you could put into each fund for a past plan. And then it's really one of those that is individual. There's not a set maximum or minimum to put it pretty really depends on what the income and resources a person has available to them and what are they looking to buy as part of, what item or service they are meeting to purchase towards their past program. So the best thing for that is I recommend a person working with their community work incentives coordinator and they can kind of go through all of that information together as well. So there is a minimum or maximum for that.we had a question firmly, how does an older person in their 60s get out of poverty? That's a big question. Some of the resources we mentioned it today but can be available to them, things like working to find employment, programs like the Department of rehabilitation, or the state vocational rehabilitation programs, way for them to get out of poverty is to go work with the Department of rehab to pursue employment if that is an option or the one-stop career Center in the state is also a great resource for them for employment and also training. And then if you have a more specific concern about that, I would also recommend contacting me personally after this webinar as well and we can talk to them more. And that Kathy had mentioned she never received an e-mail with a PowerPoint presentation. So our tech replied that they could please send a request to webinar@interworkdynastyasyou.edu. And we will definitely send you the file. Let me doublecheck and make sure I got everybody's questions. And one more comment I have about Lee's question about an older person in their 60s getting out of poverty. Also recommend checking out the talent knows no limits website. We have a section on there for resources for older adults that might be helpful as well for you. So it looks like we have covered everybody's questions. So if I missed anybody or if you have further questions you'd like to discuss any of these in more detail with us, with anything specific examples with a consumer you are working with or with somebody that, or he needs you have for your self please feel free to contact us. And I want to thank Mason and Rachel and everybody to hanging on. Sorry we went a little late today. I want to thank you for joining us for the webinar and please note that all of these webinars are archived on the talent knows no limits website and webinar PowerPoint and transcript will be available on that site with at least one week. Sometimes it sooner. I just want to remind you CRC certified rehabilitation counselor credits are available for the webinar. We are going to be following up with all participants by sending out a survey to you via e-mail. I want to thank you for taking the time to complete our survey. And the e-mail also include information on how to find the archived webinar and to get the CRC credits you'll need to complete a short quiz and survey. Once you do that, Amy from San Diego State University will by e-mail send you your CRC credit information. I want to thank everybody again for joining us and for your questions and we look forward to seeing you in our webinars in 2011 and always check the talent knows no limits website for more information about the upcoming webinars and I want to wish everybody a happy holidays. Thank you so much, thanks again to Mason and Rachel for the great presentations. And I will put to the side that has Rachel, Mason's and my contact information for you.